Marwan Forzley is the founder and CEO of eBillme and MODASolutions, and has been the driving force behind the company's strategic vision and partnerships. Marwan is the creator of eBillme™ a payment option that enables consumers to shop online and pay directly from their online banking accounts. Marwan is respected as an expert in alternative payments, articulating the evolving dynamics of the industry with major publications including: Internet Retailer, Forbes, Business Week, American Banker, The Associated Press, CNN Radio and eCommerce Times, among others. Prior to founding MODASolutions, Marwan was Director of Business Development at Nokia, where he focused on large-scale eCommerce infrastructure, mobile payments, and content delivery. Prior to Nokia, Marwan played several product and solution management roles at ViennaSystems, a startup that was acquired by Nokia.