Jack Allison started with Commerce Bank in 1986, when the Bank was getting ready to open its 13th Store. In the twenty-one years that have followed he has held many responsibilities at Commerce, while the Bank has added $45+ billion in assets and 400+ additional Stores.

Ann Camarillo's wide range of experience gained over the past 16 years at MasterCard has allowed her to gain in-depth knowledge of the payments business and develop a keen understanding of the needs of a MasterCard member financial institution.

Gloria K. Colgan is the Senior Vice President of Marketing and Strategy for the Discover Network and a member of the Discover Financial Services Management Committee. The Discover Network is a wholly-owned business of Discover Financial Services, and Discover Network cards are currently accepted at more than 4 million merchant and cash access locations. Colgan is responsible for acceptance marketing strategies, product development and management, branding and communications, pricing, and portfolio analytics.

Chris Deville is the Finance Executive for the Checking and Debit businesses at Bank of America. Annually, these businesses drive $15 Billion in revenue, and sales of over 10 million accounts.

Rahul Gupta is the Group President of Payments and Industry Products. He oversees Fiserv's retail and wholesale payment processing businesses. In this role, he is focused on product development and go-to-market strategies to enhance client-value.

Born in 1959, Gupta earned his bachelor's degree from Delhi University, India. He later received his MBA from Indiana University in Bloomington, IN, focusing on information technology and finance. Gupta also earned his certified public accountant title in 1982.

Russell Randolph, the Consumer/Small Business Debit Product Executive for Wachovia Card Services, joined Wachovia in March 2006. His team is responsible for developing, designing and managing innovative debit card services for Wachovia Consumer and Small Business customers. His goal is to establish Wachovia's card as the preferred debit card for Consumer/Small Business customers by developing and implementing a more integrated debit and credit card marketing plan.

Tony Hayes is a vice president with Dove Consulting, a division of Hitachi Consulting, and the firm?s financial services industry practice leader. Tony is a recognized expert on electronic payment systems and financial services research. He has provided strategic advice to leading banks, credit unions, networks and payment processors on issues ranging from ATM and debit strategies, network and vendor selection, rewards and fraud, valuations and M&A assistance, and product development.