Tony Hayes is a vice president with Dove Consulting, a division of Hitachi Consulting, and the firm?s financial services industry practice leader. Tony is a recognized expert on electronic payment systems and financial services research. He has provided strategic advice to leading banks, credit unions, networks and payment processors on issues ranging from ATM and debit strategies, network and vendor selection, rewards and fraud, valuations and M&A assistance, and product development. Additionally, Tony has led numerous industry studies, including the ATM Deployer Study, the Debit Issuer Benchmarking Study, and the Study of Consumer Payment Preferences.

Tony graduated with First Class Honors from Oxford University, where he also holds his MA degree.