Boehm leads Wachovia Card and Payment Solutions Group, a product development and management team responsible for credit and debit card, bill payment, pre-paid, money movement and other payment services. The team is also responsible for evaluating and developing new payment services and businesses. Before joining Wachovia, Boehm gained extensive experience at Visa U.S.A. While there, he held a variety of sales and operations management positions.

Mr. Boehm was featured in the November issue of Cards & Payments. Click here to view the entire interview.

David Evans is the Founder of Market Platform Dynamics and a leading global authority on complex business strategy and business models. With over 25 years of experience working with foremost organizations in the payments, software, telecommunications, and digital media businesses, David consults for companies operating in dynamic industries on how to engineer business models, products and pricing strategies for maximum profitability.

Timothy H. Murphy is President, U.S. Region, for MasterCard Worldwide. In this capacity, Mr. Murphy is responsible for building all aspects of MasterCard business in the United States. The U.S. Region is MasterCard Worldwide's largest region, generating approximately half of the company's gross dollar volume.

Terry O'Neil is Executive Vice President, Citi Cards, responsible for the Travel, Affluent & Youth Markets within Citi's North American credit cards division. In this role, Terry and his team are responsible for building products, strategic partnerships and programs that speak directly to the needs of affluent consumers, consumers with an affinity for travel, and the youth segment.

Harit Talwar is Executive Vice President of Discover Financial Services, and a member of its Executive Committee. Mr. Talwar is head of Discover Network and is responsible for all facets of its business, with merchants, acquirers, issuers and partner networks, including sales, marketing, product development, operations and risk. He has overseen business model evolution at Discover Network and rapid growth in its business and customer footprint.