Terry O'Neil is Executive Vice President, Citi Cards, responsible for the Travel, Affluent & Youth Markets within Citi’s North American credit cards division. In this role, Terry and his team are responsible for building products, strategic partnerships and programs that speak directly to the needs of affluent consumers, consumers with an affinity for travel, and the youth segment. The Travel, Affluent & Youth Markets team manages several industry-leading products, including the Citi AAdvantage relationship, the recently launched Citi PremierPass family of products and the mtvU partnership.

Prior to joining Citi Cards, Terry was with Citigroup eConsumer, managing large-scale Internet relationships with AOL, MSN and Yahoo as well as eConsumer's relationship with the Cards organization.

Before joining Citi, Terry held various marketing, product development and business development roles within the financial services industry, including Senior Director, Co-Branded Card Programs VISA USA; Vice President, Brand Management PNC National Bank, and he was the day-to-day relationship manager for The GM MasterCard at Household Credit Services.