Luz L. Urrutia is the President and Chief Operating Officer for El Banco de Nuestra Comunidad. In this position, Luz has direct responsibility for the P&L of the branches, operations, compliance, sales and marketing, customer service, product development, training and community outreach. Prior to joining El Banco, Luz was a Senior Vice President with Wachovia where she spent 18 years in various positions.

At Wachovia, Luz held positions as manager, relationship manager, sales, product development and credit officer within the Corporate Bank, Treasury Services, Capital Markets, Risk Management, Operations and Retail Divisions. Most recently, she was a Senior Vice President for the Global Services Department of Wachovia. In this capacity, she managed the International Sales, Product Development and Customer Service Groups. She developed and implemented several domestic and international Strategic Alliances in the US and overseas.  During her career with Wachovia, she lived in Canada and Mexico evaluating the retail and corporate markets in these two countries. Luz was responsible for leading Wachovia’s expansion into Canada and Mexico. She also developed Wachovia’s strategic alliances with Bank Mendes Gans in the Netherlands, Bancomer in Mexico, Bank of Montreal in Canada and HSBC in the United Kingdom.

Luz is a native of Caracas, Venezuela.  She holds a Bachelor’s of Business Administration degree in Finance and a MBA from Georgia State University. She currently serves on the Board for the Consumer Advisory Council for the Federal Reserve Bank and for the Center of Financial Services Innovation, a division of ShoreBank Corporation.