1:30 PM - 2:15 PM

Using Alternative Credit Data in Underwriting Auto Loans

Underbanked consumers depend on automobiles to get to work, earn income and support their families, but not all of these consumers can gain access to credit through traditional forms to finance auto purchases. From financial institutions to credit unions, lenders are finding ways to use alternative data to underwrite auto loans. Hear how lenders are using alternative data to approve loans for thin or no credit file consumers with interesting results.

Corey Stone
Fellow
Center for Financial Services Innovation and former CEO of PRBC

2:20 PM - 3:05 PM

Conquering Collection Challenges

Mounting collections challenges in the current economic climate are putting significant pressure on financial institutions. Now, more then ever, financial institutions are finding innovative ways to manage collections, using technology, partners and an evolving appreciation of consumers' ability to pay. In this session, learn how organizations are experimenting with and finding success in new technology to manage their collection functions.

Robert M. Hunt
Assistant Vice President
Federal Reserve Bank of Philadelphia

3:10 PM - 3:40 PM

Networking and Refreshment Break in Exhibit Hall

3:45 PM - 4:30 PM

Emerging Solutions to Short-term Credit

In this cross-sector dialogue, learn about efforts to provide new and innovative loan products to underbanked consumers and the diverse strategies being employed across the financial services landscape to address the consumer's inherent need for short-term credit.

Moderator:
Trent Sorbe
Senior Vice President, Credit Products
Meta Payment Systems

Panelists:
Raymundo Aviles
VP, Consumer Lending
BBVA Bancomer USA

Justin Maxson
President
MACED

4:35 PM - 5:20 PM

The Predictive Power of Prepaid Card Data

As a source of credit data, prepaid card activity has the potential to present a new, more predictive picture of an individual's financial well-being. In this session, hear about a unique research effort to understand how prepaid data can help underbanked consumers build credit and gain access to a wider variety of financial products.

Alexander A. Liu
VP, Business Leader, Global Prepaid Product Development
MasterCard Worldwide

Paul Desaulniers
Director, Credit Decisioning
LexisNexis Risk & Information Analytics Group