*UPGRADE:

Upgrade fee includes Employee Benefit Adviser Summit on Monday, September 17th and Benefits Management Forum & Expo sessions, breaks and meals on Tuesday, September 18th.

**SPECIAL OFFER:

Broker/Client offer gives you a $50 discount off the current rate and allows you to bring a client to attend BMFE at a discount of $200 off the BMFE current rate. You can then offer a BMFE registration to your client FREE. The offer includes one (1) discounted registration for the Employee Benefit Adviser Summit and one (1) discounted registration for the Benefits Management Forum & Expo.  Offer is valid for new registrations only.  Offer is NOT AVAILABLE online.  Please call Arthur Glavas at 212-803-6063 or Glen VanDusen at 212-803-6072.

PAYMENTS:
Please make checks payable to SourceMedia and include the name(s) of the attendee(s) on the face of the check. We accept American Express, Diners Club, Discover, Visa, and MasterCard. Registration fees include all breakfasts, lunches, refreshment breaks, receptions and a copy of the conference workbook. Full Payment must be received 14 days prior to the event.

SUBSTITUTIONS AND CANCELLATIONS:
Substitutions may be sent at any time. All cancellations must be received in writing at least 14 days prior to the event in order to receive a refund or letter of credit. All refunds are subject to a $250 administration fee. No refunds or letters of credit are available later than 14 days prior to the event.