White Papers

Comprehensive Management of Profitability and Credit Risk

Making the shift from Product-Centric to Customer-Centric Management across the Credit Life Cycle.

Time to Build on Credit Fundamentals?

This report shows how smaller banks can build on the golden rules of credit to improve loan portfolio management.

CRO Survey: Risk, regulation and return

Banks the world over are reevaluating how they address risk. To better understand the perspectives and concerns of today’s CROs, the IBM Institute for Business Value interviewed banking risk management executives in depth and cosponsored a wider, cross-industry survey conducted by the Economist Intelligence Unit.