Joan L. Gulley is chief marketing officer for PNC Financial Services Corporation with responsibility for brand management, advertising, market research, competitive intelligence and knowledge management. She is also responsible for product and segment management across the Retail Bank including deposit and consumer loan product management, fee-based services, credit and debit card products, and rewards and loyalty programs. PNC's full-service brokerage firm, J.J.B. Hilliard Lyons Inc. also reports to her.

Craig Kelly serves as corporate executive vice president in charge of SunTrust's marketing, credit and debit cards, eBusiness and quality activities. His responsibilities include Business, Commercial, Consumer and Wealth & Investment Management product development and management, research, database marketing, direct marketing, sales support, advertising, group marketing, quality and SunTrust BankCard. In addition he serves on the Corporation's management committee.

Jennifer D. Powell Senior Vice President and Director of Corporate Marketing & Quality for, U.S. Bank, Jenny Powell joined the bank in 1991. Ms. Powell is responsible for the brand management and marketing for U.S. Bank. During her career she has managed the marketing, customer communications and re-branding of more than 18 separate mergers - including that of Star Bank, Mercantile and Firstar Bank - into what is now U.S. Bank.

As Wells Fargo's Chief Marketing Officer, Sylvia Reynolds leads the development of integrated marketing strategies across Wells Fargo's 80 business lines and national geography. She is directly responsible for brand strategy and advertising, database and experiential marketing, integrated program and product development, market research and analysis, and marketing technologies.  She is also a member of the company's Management Committee.

Frank Sottosanti joined Wachovia in March ’06 and is a Senior Vice President in Wachovia’s Corporate Marketing Division. He currently manages the marketing strategy, development, and execution of marketing initiatives in support of the General Banking Group (Retail, Small Business, and Commercial Banking).

Rockwell Clancy is the Executive Director of Financial Services at J.D. Power and Associates. He is responsible for overseeing the firm's syndicated research, proprietary tracking programs, solutions consulting and performance improvement in the banking, mortgage and brokerage practices.