Tim Doyle is a Vice President of Industry and Agency Relations with the Conference of State Bank Supervisors (CSBS). At CSBS, Mr. Doyle is responsible for coordinating amongst state mortgage regulators the development of a national residential mortgage licensing system. Additionally, he interfaces with the mortgage industry in providing input on system development issues and works with both regulators and industry to facilitate the development of consistent and modern legislative and regulatory mortgage standards across states.

Bridget Berg is the Fraud Strategies Director at GMAC Mortgage. She is responsible for assessing specific operational fraud risks and coordinating effective controls for GMAC Residential business units to prevent and detect fraud related to mortgage lending. Prior to joining GMAC Mortgage in 2004, Bridget was head of Fraud Risk Management for Wells Fargo Home Mortgage.

He joined GE Aerospace in Syracuse, N.Y. after graduating from Bucknell University in 1987. He worked in a variety of engineering and manufacturing positions and later earned his MS in Electrical Engineering from Syracuse University. In 1993, Binnie joined GE Corporate Leadership Development where he was active in developing and teaching quality programs.

Currently responsible for Fraud (Operations, Policy & Analytics), Quality Assurance and Operational Risk for Chase’s home mortgage business. Previously served as Operational Risk manager and Merger Integration manager at both Chase Auto Finance and Chase Education Finance.

Mr. Ruder is the Vice President of Fraud Risk Management of Wells Fargo Home Mortgage. He and his team of fraud examiners actively pursue the prevention, detection, and investigation of fraudulent tactics within the mortgage industry. His team works through issues including identity theft, property flipping schemes, mortgage elimination schemes, settlement agent fraud, and money laundering, to name a few. Larry is active in various committees within the mortgage industry to continually develop sophisticated controls to identify and prevent mortgage fraud from occurring before loan funding.

Prior to founding Digital Risk, Mr. Taylor built a reputation as an industry expert creating innovative risk mitigation solutions working with government agencies. He designed and implemented the first successful Identity Theft Authentication initiative for mortgage loan originators, contracting with seven of the country’s 10 top lenders to provide the service.

Thomas is vice president, acquisitions for HSBC mortgage services group. He is responsible for the management of many functions that ensure the integrity of the loans purchased by the mortgage services group. These functions include underwriting, collateral review and fraud review.