Bob Carr serves as Chairman and Chief Executive Officer of Heartland Payment Systems, the nation’s sixth largest payment processing company.  Heartland is ranked 15th in the global market, processing more than one billion payment transactions annually.

Stacey Pinkerd is Senior Vice President of Consumer Debit Products for Visa U.S.A. In his current position at Visa U.S.A. headquarters in San Francisco, California, he is responsible for product management, strategic planning, and product development for consumer debit products, including the Visa check card, the Interlink point-of-sale debit network, the Visa/PLUS ATM network, and the Visa POS Check service.